Kirtland Local SchoolsYour Benefits, Made Easier
Whether you’re comparing options, looking for care, updating your coverage, or simply trying to save money, here’s where to start.Compare options, find care, update your coverage, or discover ways to save. Start here.
Make the Most of Your Benefits
Need to see someone or find the right place for care? Start here.
Choose coverage, compare costs, or update benefits after a life event.
Find documents, common answers, and the right person to contact.
Beta: Ask the AI Benefits AssistantAsk a benefits question in your own words. It answers only from approved information in this hub and always shows its sources.
For your privacy, don’t include Social Security numbers, claim numbers, medical details, or other sensitive personal information.
I can securely send your contact information and a short description of the issue to help@thelcsc.com.
Make the most of your plan
Why wait to get more from your benefits?
Start with these four resources to get better care and save money today.
Eligible Medical Mutual members get 24/7 digital diabetes coaching, plus a connected glucometer and smart scale at no additional cost.
Explore Lark Diabetes Support →Get matched with licensed, in-network therapists for confidential video or in-person care. Deductible, copay, or coinsurance may apply.
Explore SonderMind Therapy →Shop for higher-quality, cost-effective care and earn a cash reward — SmartShopper shares the savings with you when you choose a smart location.
Shop Now & Get Paid →Your eligible medication list depends on whether you are enrolled in the CDHP or PPO. Choose your plan to see the correct TrueRx list.
Checkout the No-Cost Preventive Medication Listing →Action required
Only spouses without access to other coverage — an employer plan, retiree coverage, or Medicare/Medicaid — are eligible for the Kirtland medical plan. If you cover a spouse, you must complete verification within 30 days of your hire date, or their coverage will end. Kirtland's advisor, Paragon, administers the process securely.
Questions? Call 440.644.3093 or email help@thelcsc.com.
Medical · how the plans work
Certified/Admin employees can compare the CDHP and PPO; Classified employees use the CDHP-only design. The cost estimator applies the correct 2026 plan options, payroll contributions, and employer HSA funding after you choose your group.
| CDHP with HSA Best Overall Value | PPO Traditional Broad Access PPO | |
|---|---|---|
| Monthly employee premium | $75 / $192 | Certified/Admin only: $98 / $252 |
| Your deductible | $3,400 / $6,000 | $250 / $500 |
| Coinsurance | 10% after deductible | 20% after deductible |
| Coinsurance maximum | $600 / $2,000 | $1,000 / $2,000 |
| Out-of-pocket maximum | $4,000 / $8,000 | $6,600 / $13,200 |
| Preventive care | Covered 100% | Covered 100% |
| HSA funding | $2,250 single / $4,500 family, including initial funding | Not applicable |
| Emergency room | Deductible + 10% | $75 copay, then 20% |
| Prescriptions | Deductible + 10% | $10 / $30 / $50 retail copays |
| Provider network | Medical Mutual PPO network | Medical Mutual PPO network |
| Full plan details | View CDHP with HSA SBC → | View PPO SBC → |
*2026 HSA IRS maximum: $4,400 single / $8,750 family, including employer and consortium deposits, plus $1,000 more if you're 55+. Kirtland contributes $2,000 single / $4,000 family, plus the initial $250 / $500 consortium deposit. Official plan documents govern.
Benefits Learning Center
Use these quick tools to find answers and manage your benefits with confidence.
Questions People Ask Most
During annual Open Enrollment, within your new-hire window, or within 30 days of a qualifying life event — marriage, birth or adoption, or gaining/losing other coverage. Submit changes and documentation in Benefitsolver within 30 days, or you'll wait until the next Open Enrollment.
Log in to benefitsolver.com (company key lakecounty), choose Life Events > Update, and upload supporting documentation within 30 days of the event. Have dependents' dates of birth and SSNs handy.
Digital cards live in the MedMutual app for medical/dental and the TrueRx+ app for pharmacy. Download either from the App Store or Google Play and log in or create an account.
Teladoc visits are subject to your medical plan's deductible and coinsurance. Register at TeladocHealth.com or call 1-800-835-2362, then request a visit by phone or video. Review your plan details for the cost that applies to you.
100% confidential. AllOne Health is an independent partner — your district never sees who calls or why. You get up to 6 free sessions per issue for your whole household. Call 800-451-1834 (company code LCSCeap).
Certified: up to $1,750 employee/spouse or $3,500 family; classified: up to $1,500 employee/spouse or $3,000 family
Benefits & Contacts
Choose a benefit to see plan details, documents, carrier contacts, and helpful links together.
More support
Every vendor behind your benefits — grouped and ready to reach.
Download the MedMutual mobile app.Access ID cards, claims, costs, and care information.
Get care by phone or video.1-800-835-2362
A quick four-step walkthrough.Adults age 18 or older must activate their own account before requesting care.
Open Teladoc HealthYou are now leaving the LCSC-supported site to securely enter BenefitSolver.
New enrollees: use Company Key lakecounty to register. Need help? Call 833-989-1966 for LCSC's BenefitSolver Help Desk.
AllOne Health offers private support for emotional well-being, family concerns, work-life challenges, and other everyday needs.
Your use of AllOne Health is completely confidential. Kirtland Local Schools is not told who uses the program or why. When creating an account for the first time, use Company Code lcsceap.
Your preventive medication list depends on the medical plan in which you are enrolled. Select your plan to open the correct 2026 TrueRx list.
